How Much Is too Much to Pay In Taxes? For the millions of Americans retired or retiring across Europe, financial planning has long been a balancing act between local tax laws and the unique demands of the U.S. tax system. Favorable regimes, like Portugal's recently ended Non-Habitual Resident (NHR) program, have offered years of stability and significant savings.

We thought Portugal's new housing laws protected our condo from short-term rentals. We were wrong. We understood the rules but missed the math. A legal loophole allowed wealthy investors to gain a majority in our small building, legally turning our home into a hotel. This is our cautionary tale so you can avoid our costly mistake and understand the risks before you buy.

Struggling with today’s exchange rates? Learn how to manage international money transfers smartly—even when the USD is down. This guide covers timing your exchange, protecting large transfers, and using tools to avoid losing thousands. Perfect for anyone moving abroad or funding overseas accounts.

Thinking of starting a new life overseas? Discover essential tips on housing, cultural adaptation, finances, work, and building a support network abroad. Whether you're moving to Lisbon, Paris, or Tokyo, this guide helps you navigate challenges, embrace local culture, and thrive in your new environment. Perfect for expats and digital nomads seeking a smooth transition and personal growth.

Portugal Taxes - Here's the basics on the new NHR 2.0. See if you qualify for tax savings.

How we live a better life in Portugal. We left the USA to find adventure, live for less and finally enjoy our lives.

Portugal Doesn't Want Immigrants At Least Not Always

Bom dia! A decade ago, we dreamt of an adventurous retirement abroad. Now, we're living that in Europe. #It'llBeFun

Today, we are thrilled to share a significant milestone in our journey. Our new home--still in the finishing touches--is proudly...

During a lifelong pursuit of financial security with the goal of a comfortable retirement, we often focus on external factors like market...

Life just continues to prove to us that we should be done this sooner. Over the past six months, our travels have taught us a great deal,...

Are you dreaming of a retirement filled with sunshine, culture, and a leisurely pace? Look no further than Spain, where the enchanting...

Retire on a budget and truly create your dream. It can be done.

Living in Madeira, Portugal, after relocating from the USA, we embarked on a retirement and semi-retirement journey filled with...

Throughout my life, spanning over the last 50 years, a typical day for me consisted of waking up, donning my reliable mechanics uniform,...