Bonjour, or shall we say, "Bom dia!" Our recent visit to France ignited a spark of curiosity – what would it be like to retire in this enchanting country? Today, we're sharing the adventure that led us to consider the beauty of French retirement. Before we dive in, let's clarify: our trip was to Paris to visit family, but the allure of France for retirement became undeniable.
The Dream of Adventure:
Join us on this exciting journey where we once wondered if retirement was even possible. Now, we've made it a reality, embracing a life filled with overseas adventures. Do we still budget and count our pennies? Absolutely! But trust us when we say these adventures are worth every bit of it. Life is short, and we should have done this sooner. So, France, here we come!
Dreamy Destinations and Budgeting Bliss:
Did you ever dream of exploring Paris, driving a little sports car through the French countryside, or lounging on the beach in the south with all the cool kids? Admit it, it sounds wonderful. But if, like us, you thought it was just a dream because you aren't loaded, think again. Grab your budgeting spreadsheet because with a bit of research, you might just find that Europe is more attainable than you think.
Encouraging Exploration:
While we currently reside in Portugal, our constant search for new places encourages us to open doors and explore additional options. Your adventure might be in France, Greece, Italy, Spain, or perhaps, like us, Portugal. Our goal is to showcase our journey, offering ideas and encouragement to help you navigate your own exciting path. Vai ser divertido! It'll be fun!
Retirement in France: A Picture-Perfect Life:
Retiring in France promises a life of charm, culture, and unexplored adventures. Imagine waking up to the aroma of freshly baked croissants, savoring world-class wines as the sun sets over the vineyards, and strolling through cobblestone streets lined with lively cafes. France, known for its healthcare system, cultural richness, and relaxed pace, offers the perfect blend of Old World charm and modern comfort for adventurous souls like you.
Why Move to France?
Living in France opens doors to countless opportunities for new experiences. The exquisite cuisine alone is reason enough to pack your bags and head to this wonderful place. Beyond the romantic city of Paris, the French countryside boasts mountains, coastlines, lavender fields, and forests, offering a diverse range of chalets and gardens to explore, all accessible via an efficient public transportation system.
Navigating the 'How' - Let's Talk VISA:
While France doesn't offer an official "retirement visa," the Long Stay Visitor Visa (VLS-TS Visiteur) provides an avenue for retirees. With documentation including identity verification, purpose of stay, accommodation proof, criminal records, and travel health insurance, you can embark on your French retirement adventure. Prove financial independence, and voila, you're on your way!
Healthcare Bliss in France:
Access to France's world-class healthcare system, even for long-stay VISA holders, ensures peace of mind during your retirement adventure. Once you have your temporary residence card, applying for the healthcare program is the next step. Costs are income-dependent, but the level of care is the same for everyone, providing affordability and quality.
Tax Talks and Financial Freedom:
France's beauty is not just skin deep; it's also affordable. While French residents must report worldwide income, a tax treaty with the USA ensures pensions are taxable only in the source state, meaning U.S.-source retirement benefits remain taxable only in the United States. Taxes for American retirees in France are streamlined, allowing you to enjoy the lower cost of living and budget-friendly rents.
Ready to embark on your retirement adventure in France? Say "Bonjour" to a thrilling new chapter filled with culture, cuisine, and endless exploration. From the bustling streets of Paris to the serene landscapes of Provence, retirement in France awaits with open arms and a promise of a dream come true.
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